UPSC Prelims 2018— Question 96

**Concept and analysis:** The government's capital support to public sector banks has not followed a simple steadily increasing trajectory over every year of the decade; recapitalisation has varied with fiscal and banking conditions. In contrast, the merger of SBI's associate banks with State Bank of India was implemented in 2017 and was part of public-sector bank consolidation. Therefore only the second statement is correct. The question is testing precise UPSC-level identification rather than a broad association. The key is to distinguish the exact institutional, constitutional, historical, geographical, economic or scientific feature being asked. **Option-wise evaluation** **Option A:** Incorrect. It selects 1 only, but that combination does not match the verified statement-level assessment; it either includes a false statement or omits a true one. **Option B:** Correct. It selects statements 2; these are the statements supported by the relevant constitutional, economic, historical, scientific or geographical facts. **Option C:** Incorrect. It selects Both 1 and 2, but that combination does not match the verified statement-level assessment; it either includes a false statement or omits a true one. **Option D:** Incorrect. It selects Neither 1 nor 2, but that combination does not match the verified statement-level assessment; it either includes a false statement or omits a true one. **UPSC takeaway:** The safest way to solve this type of question is to anchor the answer in the defining feature of the concept and then test every option against that feature. Closely related institutions or terms are often used as distractors. In statement-based questions, do not judge the option as a whole before checking each statement independently. In factual questions, compare the wording of each option with the exact definition, location, institutional role, chronology or scientific property. The correct answer follows from that verification rather than from familiarity with a keyword.